We arrived in the Galápagos with no palms or white sand—only blazing sun, crashing waves, and black lava that seemed freshly cooled.

Among the rocks, miniature “Godzillas” basked in the sun. Clad in rough scales and spiny crests, they occasionally raised their heads and snorted white mist from their nostrils. The surreal scene felt like a lost prehistoric world.

踏上加拉巴哥群島，迎接我們的不是椰林白沙，而是烈日、海浪，以及彷彿才剛冷卻的黑色熔岩。

岩石間，一群外型酷似迷你版「哥吉拉」的怪物，正懶洋洋地伏地曬太陽。牠們披著粗糙鱗甲，背上豎起尖刺，偶爾突然昂首，「噗！」地從鼻孔噴出一團白霧。

退休金與社會安全金已足夠生活，退休帳戶裡的錢，能不能繼續放著，等有需要再領？